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How to Buy a Home: The #1 First Time Home Buyer Podcast

182 - Interview: From ZERO Credit Score to Homeowner

How to Buy a Home: The #1 First Time Home Buyer Podcast

David Sidoni

Education, News, Business News, Investing, Business, How To

4.8891 Ratings

🗓️ 1 May 2023

⏱️ 35 minutes

🧾️ Download transcript

Summary

David Sidoni sits down with How-to-Buy-a-Homie Weston from Nashville, TN, to talk about his home-buying experience. Now, Weston was in a unique position - he’s newly married, 30 years old, and had absolutely NO credit score! What?! Listen to his incredible home-buying journey.


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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.


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Transcript

Click on a timestamp to play from that location

0:00.0

Okay, so you're around 30 years old. You're recently married, but you've been living off the

0:09.2

financial grid, fighting against the man, and you're not in the system anywhere. That's a dude

0:16.0

with no credit score. Also got a new wife and he's ready to buy a home. Now, they figured out that they're

0:22.5

going to need both incomes and that means they're going to need a credit score for him so that they

0:27.8

can get a loan to buy a home. Well, he decided to start listening to educational podcasts at two

0:33.9

times speed and learn everything you needed to know about being a homeowner from a dude

0:38.9

who sounded like he was sucking helium because you're listening at that double speed.

0:43.1

Let's hear this story. Regular speed, welcome you.

1:02.6

It's another fantastic interview episode where we get to hear about somebody who reached out

1:07.7

in me in December, closed on a home by, let's see before St. Patrick's Day,

1:13.0

on St. Patrick's Day, as a matter of fact. So this is Westin. Westin, what part of the country are

1:19.6

you in? How's it going? I'm in Nashville, Tennessee. Awesome. We're very excited to have you here.

1:26.0

I was just in Nashville. It was very fun. Good time to be there.

1:31.3

So tell us about the biggest piece that you learned during this whole process, sir.

1:36.9

I think the biggest piece that I've learned was buying home is so much more attainable than I thought.

1:44.1

And that all it takes is research and a good plan and some good teachers around you to get you to where you need to be and just having the confidence to pull the trigger. I think that was the biggest thing that I learned.

2:00.3

What was the key that opened your

2:02.8

mind to the attainability of it? I mean, obviously, a fairy godmother didn't come down and tell

2:08.5

you about it. How did you figure out that it was attainable? Yeah, so I think for me,

2:15.0

there's a lot of information paralysis a lot of the times.

2:18.5

There's so much information out there.

2:20.2

It's hard to consolidate and put that into concise, digestible things.

...

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