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Retirement Planning Education, with Andy Panko

#177 - 2025 year-end tax planning tips and items to consider

Retirement Planning Education, with Andy Panko

Andy Panko

Education, 401k, Annuities, Roth Ira, Pension, Financial Planning, Taxes, Tax Planning, Social Security, Investing, Ira, Roth Conversion, Retirement Planning

4.91.1K Ratings

🗓️ 6 November 2025

⏱️ 54 minutes

🧾️ Download transcript

Summary

Andy shares some year-end tax planning tips, deadlines and things to consider around the following topics: contributions to qualified accountsRoth conversionsdistributions from qualified accountsRequired Minimum Distributions ("RMDs")charitable donationsQualified Charitable Distributions ("QCDs") from IRAsgiftingtax loss and tax gain harvestingdoing a projected/pro forma 2025 tax return Links in this episode: Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group...

Transcript

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0:00.0

I'm about to share some 2025 year-end tax planning tips and items to consider in this is the 177th episode of the Retirement Planning Education Podcast.

0:12.3

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio

0:22.8

withdrawal strategies, annuities, estate planning, and much more. And now here's your host, Andy Panco.

0:29.8

Hello, everybody. Welcome back to thank you as well as for listening. Today, as we get near year

0:34.3

end, so this episode is coming out the first week of November 2025.

0:38.3

I figured it would be timely to share some year-end tax planning, tax return, tax tips,

0:45.6

and items to consider as we are roughly a little less than two months left in the year.

0:51.5

And a lot of things tax planning related need to happen within

0:54.7

the calendar year. So I'll be sure to share those in this episode. I wanted to warn you ahead of

1:00.8

time. I have coming back from a cold or on the back end of a cold, I should say, and my nose

1:07.8

kind of hurts, like my sinuses hurts. My head feels sort of like hollow. And if I knock on my head, it like hurts inside my head like my sinuses hurts my head feels sort of like hollow and if i knock on my head

1:12.1

it like hurts inside my head and my sinuses um i had really bad congestion last week and the congestion

1:17.3

is mostly gone but there's still some residual something not cool going on so my voice is still a little

1:22.5

feels like like hollowy or echoey or i don't know something weird but so apologies in advance for that um the

1:30.8

apple iTunes reviews so we are at 819 reviews as of it is November 1st 2025 as of when i'm

1:39.4

recording this so thank you to everyone i think that's almost 60 80-ish reviews since I first shamelessly begged you

1:46.4

all for Apple iTunes reviews. So greatly appreciate that. Let's keep going, chugging on

1:50.3

toward the goal of 1,000. And again, I have no idea why set that goal. It just feels like a nice,

1:55.3

cool, round number to achieve. And I would be super, super happy and grateful if and when we get there.

2:01.6

One thousand Apple iTunes reviews of this show.

2:06.2

My dad joke, before I share a dad joke, so as I was walking back from my office a few days

2:10.6

ago or earlier this week, there was a car.

...

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