Hello, whinabbers. My name is Jesse Meekam, and this is podcast number 176 for you need a budget.

Where we teach you four rules to help you stop living paycheck to paycheck, get out of debt and save more money.

Question is, in this pursuit to save more money, are you?

In this pursuit to budget, where you recognize you need a budget, were you saying I need to handcuff myself?

I need restriction. I need put myself in a

metaphorical prison where I can't spend my money anymore or were you saying I need a

plan? I need to reach my goals. I need something to focus on. Is the budget a half full kind of thing or a half empty kind of thing?

You know the old thing you show

someone a glass of water and someone says oh man it's only half full what the

heck I wanted more. Someone says oh man it's half full thank goodness I'm

thirsty. So when you view your budget, are you viewing it as something

that's restrictive that's forcing you to say no all the time? And lest I need to

remind you once again, the budget doesn't force you to do

anything it gives you information and a framework within which you then decide

what you should or shouldn't be doing based on your priorities. So is the

budget something where you say oh I can't do that or oh we can't do this? We never

we can't we won't when will we ever a lot of kind of woe is me the budget's

restrictive it's like prison it's like a diet where you never get a treat never get a day off or or and I would

encourage you to adopt this mentality is the budget there so you can spend guilt-free? Is it there so you can achieve your goal of

purchasing something that only you care about that none of us would understand

but you love it and you want to spend a lot of money

on it and the budget lets you do that, guilt-free.

...