175: Listener Q&A - Loaning Money + Zero Based Budgeting

The Clever Girls Know Podcast With Bola Sokunbi

Bola Sokunbi

Education, Self-improvement, Business, Entrepreneurship

4.8 • 931 Ratings

🗓️ 28 December 2020

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Today I answer two listener questions! Q1: How to respectfully say no when it comes to loaning family and friends money Q2: The idea of budgeting down to zero and creating a budget buffer ❤ Read the 2020 Clever Girl Finance Women and Money Study: https://www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Transcript

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0:00.0	Hello everyone and welcome to the Clever Girls No Podcast. This is Boila Schokumbi and the founder and CEO of Clever
0:10.1	Girl Finance. The Clever Girls No Podcast is a podcast for women offering a space for conversations around
0:16.9	personal finance, business, life, and living.
0:21.9	I'd love for you to subscribe to this podcast and you can do that everywhere
0:25.0	you listen to your podcast episodes. And if you love what you listen to, head on over to
0:29.3	iTunes and leave a review so that other amazing women just like you can find this
0:34.1	podcast as well. I'd also love for you to stop by clevergirl finance.com.
0:40.3	We have new content on the blog multiple times a week. We have over 30 plus free courses.
0:46.0	Plus when you sign up for a course, you can talk to a clever girl finance mentor for free to get encouragement, motivation, or if you just want to have an open, no shame, no judgment, girl talk.
0:59.0	Finally, check out our YouTube channel.
1:02.0	Just search Clever Girl Finance on YouTube. And if you
1:06.1	don't already follow us on Instagram you can find us at Clever Girl Finance.
1:11.8	Okay so let's get into today's episode. So on today's
1:16.8	episode I'm going to be answering a couple questions that we got on
1:20.2	Instagram that requested these be tied to a podcast episode. So I have two questions to answer.
1:27.2	The first question I didn't get the submiters name, but if you're listening, thank you for submitting this question this
1:34.5	question is about loaning money to family and friends and how do you say no in a
1:39.2	respectful way and so when it comes to loaning money to family and friends it can be very tricky especially
1:46.2	family you feel obligated you feel like you may be watching someone deal with a difficult
1:51.2	situation and you want to help them and sometimes
1:54.6	they may not be dealing with anything difficult but you still feel like you want to
1:58.8	help and so it's hard to just come out and say no. And while I'm not a fan of loaning my
	...

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