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and team from £25 a month. Expense cards are only available with team. Only sole traders or

limited company directors in the UK can apply. T's and Cs apply. This episode is brought to you by Vanta.

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And with me, Robert Pestan.

And today we are joined, to give him his full title, Professor Lord Nicholas Stern,

a friend of yours, Robert, Nick Stern, you know him as, but he's one of the leading voices

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