Hello whinnebbers, my name is Jesse Meekam and this is podcast number 170 for you need a budget where we teach you four rules to help you stop living paycheck to paycheck get out of debt and save more money. I'm going to talk for the next several weeks in short

little bursts of massive inspiration. Talk about simplicity and why it matters. I think we often confuse the idea and at Wineb we know this is

important. We talk a lot about engagement or we say awareness. We want you to be

engaged with your budget. We don't want you to have a set it and forget it mentality.

We believe, and I believe our experience with hundreds of thousands of customers holds true. We believe that an

actively engaged person will make more progress financially and that

simplicity and active engagement and that's simplicity

active engagement are not at odds with each other.

A lot of times you would see something where

we say, hey, we do this all for you and you say oh that's simple so that is better and

we would submit that simplicity supports the idea of being actively engaged.

And why is simplicity itself important?

Because if something is simpler, then the odds of you engaging increase.

I'm reminded of one of my, I don't know, I'm a big fan of

B.J. Foggs out of the Stanford, I think it's the technology lab, persuasive technology.

I don't remember exactly what he calls it. But he's the founder of the Tiny Habits Movement

and I've talked about him a lot. I had him on the podcast a while a couple years ago maybe.

And the idea of tiny habits where you make something so approachable, so simple, that you will certainly engage. So you don't say I will go to the gym every

day. You say after I set my toothbrush down, I will move my gym bag to the foot of my bed.

And then when you get up, you see that the gym bag is there and that's supposed to spur you.

That's not the best example.

If you want to, I mean, Flossing is the one that I used the tiny abbots for.

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