#170 – Retirement planning chat with a "real" person, Scott
Retirement Planning Education, with Andy Panko
Andy Panko
4.9 • 1.1K Ratings
🗓️ 18 September 2025
⏱️ 62 minutes
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| 0:00.0 | We're about to have another real person episode where I'll be chatting with Scott in this |
| 0:03.9 | the 170th episode of the Retirement Planning Education Podcast. |
| 0:11.2 | Welcome to the Retirement Planning Education Podcast, where you can learn all about |
| 0:15.5 | IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio withdrawal strategies, |
| 0:23.1 | annuities, estate planning, and much more. And now here's your host, Andy Panko. |
| 0:28.6 | Hello, everyone. Thank you as always for listening. I'm glad you're here. Today is another |
| 0:32.5 | real person episode, which happens on the third Thursday of every month. Today, I'm joined by Scott, |
| 0:39.9 | where Scott will be sharing his story and retirement planning experience and what he's doing |
| 0:47.7 | in terms of Roth conversions and Social Security strategy when he started saving for retirement |
| 0:52.3 | or planning for retirement, what he's doing now, how his transition from retirement to, I'm sorry, from work |
| 0:58.5 | to retirement went. And all of the standard questions I ask folks on these real retirement episodes, |
| 1:05.2 | segments, and also, as you'll hear, we kind of follow things where they go and things of interest and little |
| 1:12.5 | topics we dig into more about his RV life. We talk about that some more. So definitely a cool |
| 1:18.1 | chat and I'm looking forward to bring it to you soon. Before we do though, I want to share with |
| 1:21.7 | you a little known fact. Before the crow bar was invented, crows simply drank at home. |
| 1:28.9 | Simply drank at home. |
| 1:34.2 | And my big goofy smile moment is I washed my car last night yesterday afternoon. |
| 1:36.1 | Now you might be like, what? |
| 1:36.7 | So what? |
| 1:42.4 | Well, this is, I like washing cars and sort of weird rambling story here. But I have a black car and I've had a black car for |
| 1:47.4 | four years, five years, and I take a lot of pride in like the cleanliness of my car and I don't |
| 1:54.0 | take it to car washes unless absolutely necessary because of black cars in particular, |
... |
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