1694: Should You Go On Vacation If You Have Debt by Michelle Schroeder-Gardner of Making Sense of Cents

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🗓️ 29 October 2021

⏱️ 9 minutes

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Summary

Michelle Schroeder-Gardner of Making Sense of Cents discusses whether or not you should go on vacation if you have debt Episode 1694: Should You Go On Vacation If You Have Debt by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2017/09/should-you-go-on-vacation-if-you-have-debt.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is Optimal Finance Daily Episode 1694.
0:04.1	Should you go on vacation if you have debt
0:06.9	by Michelle Schroeder Gardener of MakingSense of Sense.com
0:11.0	and I'm your host and personal finance enthusiast, Diana Mariam.
0:15.2	Now let's get to today's post as we optimize your life.
0:22.8	Should you go on vacation if you have debt
0:25.6	by Michelle Schroeder Gardener of MakingSense of Sense.com.
0:30.9	Managing your money and paying off debt can feel like a never-ending process,
0:35.6	and if you have a long-term debt repayment plan,
0:38.5	you may find yourself wondering if you can realistically take a vacation
0:42.8	without feeling guilty and or potentially wrecking your financial progress.
0:47.6	Whether or not you travel while having debt is a personal decision.
0:51.9	Personally, I did travel when I had student loan debt.
0:55.6	They were usually short trips, and I always made sure to budget for them
0:59.2	while keeping them as affordable as possible.
1:02.1	And we still had a great time. We went to Puerto Rico,
1:05.9	Kauai, and many other places, and each trip was done affordably.
1:10.8	Plus, it was a great way to feel refreshed so that I could enjoy life
1:15.1	while working towards my financial goals.
1:17.6	See, I believe the key is finding a healthy balance.
1:21.0	Luckily, I didn't have any super high interest rate debt.
1:24.4	So going on vacation didn't stress me out as bad or derail my financial progress.
	...

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