Welcome to the Retire with Purpose podcast, a show specifically designed to help pre-retirees and retirees maximize their financial confidence.

Casey Wheat is a certified financial planner and president of Howard Bailey Financial.

His newest book, Job Optional, is a Wall Street

Journal bestseller and is available now on Amazon and at Retirewithpurpose.com. He's your host on

Retire with Purpose. Hey, I'm Casey, and I believe in retirement strategies that are driven by

meaning and purpose. Join me this week and every week as we discuss thoughts and ideas

with some of today's foremost experts in the field of finance and retirement, as well as

discussing trending topics that could impact your bottom line. These discussions can help you

make better financial decisions so you can live the lifestyle you've always imagined and deserved.

Welcome to the show.

Hello there, guys and gals.

This is your host, Casey Wee, joining me, my good friend and co-hosts for these weekend reading editions.

Marshall Johnson's here with me. Hey, weekend reading. Well, that is an email we send out every single Friday with trending topics in the retirement planning space. And then we choose one of those four articles that we sent out to you to highlight right here. Check it out at retire with purpose.com. Get yourself signed up, and you will find a link to this week's

article in the show notes as always. This one comes to me from Bloomberg. It is titled,

What If Stocks Don't Always Go Up? Advice for Millennials. The U.S. Stonk Market could be

headed for a lost decade. Here's what to do. Marshall is the one that sent this to me, so I'm going to let him tee this up. You know, I thought it was a good article. It came across my feed the other day, and I'm always trying to send you good articles when I see you. Out of 10, I'll pick one. Yeah, one out of 10. Yeah, but that is really, I mean, I'll read 100 to come up with five. So I think that's the thing that people don't understand. And there a lot of junk out there. And so you've got to filter through it. Well, part of that junk that's out there is in vigils and talking heads going, stocks always go up, stocks always go up. The stock market never goes down. You know, just keep investing in the stock market. Everything's going to be okay. The stock market always recovers. All really dangerous pieces of financial advice, specifically, not for

millennials, but for those that are close to retirement, most of all. But still, things that

millennials need to understand. And the reason this article points that out is because most

millennials have only ever seen the stock market go up. They're not sure

what a lost decade actually feels like. Yeah, what, you know, starting in 2009, if you, if that was

your only history lesson about stonks, they always go up. You know, if you look at, and I think

they also reference millennials because, you know, here recently, a real famous blogger, Dave Portnoy from Barstool Fame,

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