Welcome to the Retire with Purpose podcast, a show specifically designed to help free retirees and retirees maximize their financial confidence.

Casey Wheat is a certified financial planner and president of Howard Bailey Financial.

His newest book, Job Optional, is a Wall Street Journal

bestseller and is available now on Amazon and at Retirewithpurpose.com. He's your host on

Retire with Purpose. Hey, I'm Casey, and I believe in retirement strategies that are driven by

meaning and purpose. Join me this week and every week as we discuss thoughts and ideas

with some of today's foremost experts in the field of finance and retirement, as well as discussing

trending topics that could impact your bottom line. These discussions can help you make better

financial decisions so you can live the lifestyle

you've always imagined and deserved.

Welcome to the show.

Today's guest is Jim Bowman.

Jim is the president of Life Operations and Advisors Excel, the largest independent insurance

brokerage in the U.S., and

someone I've known personally for many, many years. I've spoken to him for hours on today's topic,

which is life insurance, well before we've ever decided to record this podcast and his deep knowledge

on the topic has proven hugely valuable to countless advisors and clients, myself included. And you might be

saying to yourself, well, I don't want to listen to a podcast about life insurance, but these are one

of the things that are inevitable in life. It's much like death and taxes being the two certainties.

These are things that we can plan around. And life insurance can be an invaluable tool and one that

you most likely have already and it pays to better understand that tool to make sure you're

getting the best bang for your buck life insurance isn't just about ensuring that your family

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