164. Cards That Have a Permanent Spot in Our Wallets in 2026
Points Talk®: Your Travel Dreams, Made Possible by Points
Alex, Pam and Jess
4.8 • 1K Ratings
🗓️ 20 January 2026
⏱️ 33 minutes
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Summary
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Transcript
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| 0:00.0 | You know we open a lot of cards each year, but which cards are keepers and ones that have a |
| 0:05.7 | permanent spot in our wallet in 2026? Keep listening to find out. Welcome to Points Talk. |
| 0:11.9 | We are three moms who've discovered how to leverage credit card welcome offers to get hundreds |
| 0:16.4 | of thousands of dollars of travel expenses for nearly free. We've used credit card points of miles to take vacations to places like Hawaii, Paris, Greece, |
| 0:25.4 | Maldives, Japan, and so much more. |
| 0:27.8 | And the best part? |
| 0:29.0 | We each still have 800 plus credit scores. |
| 0:32.1 | Imagine being able to take the vacation of your dreams for nearly free. |
| 0:35.8 | It's totally possible and we're here to show you how. |
| 0:41.3 | Hey, I'm Alex. And I'm Pam, Alex's mom. And I'm Jess. Let's talk points. All right, just because we |
| 0:50.2 | open a ton of cards every year doesn't mean we actually use all of them on a daily basis. |
| 0:56.2 | I don't know about y'all, but my wallet is not big enough to support 25 active cards. |
| 1:04.5 | I do have one that fits a lot, but it's not my, I don't carry around on a daily basis because if that got stolen, I would |
| 1:11.3 | have to close and get reissued. And it'd be carrying a brick around, a brick of credit cards. |
| 1:18.4 | All right, but before, so basically in this episode, we are going into cards that we have in our |
| 1:24.8 | wallet, that have a permanent place in our wallet in 2026 that we just |
| 1:29.3 | permanently leave there because we know that they are cards that we are going to use every |
| 1:34.4 | day or at least every week so before we get into the details though of exactly which cards and |
| 1:39.4 | spoiler we're going to have some of ours are going to overlap and some are going to be different |
| 1:43.3 | because like we always say you do you not this is not one size fits all it would be a little bit weird if we all |
| 1:50.1 | had the exact same five so before we get into that Alex is going to kind of go over considerations |
| 1:56.7 | for which cards we have in our wallets and why all All right. So first of all, those of you watching on |
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