Can you believe that 2026 is literally right around the corner? We're already dreaming up trips

and figuring out how to make points of miles cover as much of it as possible. Hang on as we tell

you about our plans for the next year. Welcome to Points Talk. We are three moms who've discovered

how to leverage credit card welcome offers to get hundreds of thousands of dollars

of travel expenses for nearly free. We've used credit card points of miles to take vacations to places

like Hawaii, Paris, Greece, Maldives, Japan, and so much more. And the best part, we each still have

800 plus credit scores. Imagine being able to take the vacation of your dreams for

nearly free. It's totally possible and we're here to show you how.

Hey, I'm Alex. And I'm Pam, Alex's mom. And I'm Jess. Let's Talk Points. We are looking ahead to

2026 today. Believe me, we have already

started booking our 2026. We are well into 2026 trips and we're scheming the cars that we want to

open. We're spilling the tea with all of you today in hopes that you get some inspiration and you

start planning or adding

to your points in miles trips for 2026. So first, we are going to kick it off with cards that we have

on our mind, like what we're thinking about opening in 2026. And I'm going to go first. I will say

if you listened to our 2025 wrap-up episode, you heard

that I went pretty hard in 2025. And so I'm going to start off. I'm going to like chill for a

little bit in 2026. Ted didn't go as hard. So he will probably be the first one of us to open a card,

open a card this year. I will say he got, so Amex loves him. He has been on the no lifetime language

gravy train for a while. He got a targeted mailer for the Amex business gold card,

and he has to apply by January 31st for that one. So I think I'm going to apply for that for him.

He's had it in the past, but these targeted mailers kind of go around that once per lifetime rule,

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