It's a minimalist Monday edition of Optimal Finance Daily, episode 1571, best strategy

to successfully start a savings account or emergency fund by Andrea Joy of SavingJoyfully.com.

And I'm your host and personal finance enthusiast, Diana Mariam.

This is the show where I read to you and to myself, frankly, from some of the best personal

finance blogs on the planet every single day.

We're surrounded by messages of how difficult it can be to make ends meet and build wealth.

So thank you for spending this time with me, where we can empower ourselves to take control

of our financial health.

For now, let's get right to today's post as we optimize your life.

Best strategy to successfully start a savings account or emergency fund by Andrea Joy

of SavingJoyfully.com.

For many years, I struggled to build a savings account.

I always thought that I just didn't have enough money.

I was right and yet I was very wrong.

You see, saving money requires having money, but it also requires discipline with the money

that you do have.

For years, I've lived paycheck to paycheck barely getting by.

Many years spent trying so hard just to pay down debt while simply paying basic living expenses.

My husband and I both had decent paying jobs, and yet for some reason, saving money never

seemed possible.

What I discovered about why I could not save money?

My strategies always seemed to fail, and I would end up right back where I had started.

...