155. End-of-Year Checklist: Credits, Perks & Expiring Rewards

Points Talk®: Your Travel Dreams, Made Possible by Points

Alex, Pam and Jess

Places & Travel, Education, Society & Culture, How To

4.9 • 734 Ratings

🗓️ 18 November 2025

⏱️ 37 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Have you used all your card credits and perks before the year ends? With the holidays approaching and schedules getting busier, it's easy to forget about valuable benefits waiting to be redeemed. From shopping and dining credits to free night certificates and travel perks, there's still time to make sure nothing goes unused.

In this episode, Alex, Pam, and Jess walk through an end-of-year checklist to help you review the benefits and rewards that often expire on December 31. They share strategies for maximizing annual, semi-annual, and quarterly credits, tips for checking expiration dates on rewards, and reminders about travel status and point transfers. Whether you're catching up on unused rewards or preparing your strategy for the new year, this episode will help you wrap up the year with confidence and clarity.

You can find links to resources mentioned in this episode plus the transcript here: pointstalksquad.com/155

Ready to get started with NEARLY FREE travel? Click here for the exact offers we would sign up for this month: https://pointstalksquad.lpages.co/bestoffers/

Points Talk is also on YouTube! You can watch this episode here: youtube.com/@pointstalksquad

Let us know what you want to hear on the podcast by sending us a DM on Instagram: instagram.com/pointstalksquad

Transcript

Click on a timestamp to play from that location

0:00.0	Between upcoming holidays, travel plans, and just trying to keep up with life, it's easy for all
0:06.0	of us to forget about those perks and credits sitting in our wallets.
0:10.0	So before the year wraps up, let's make sure we've used all our travel credits and taken
0:15.1	advantage of every last reward we've earned.
0:18.0	Welcome to Points Talk.
0:19.2	We are three moms who've discovered how to leverage
0:22.0	credit card welcome offers to get hundreds of thousands of dollars of travel expenses for nearly
0:26.9	free. We've used credit card points and miles to take vacations to places like Hawaii,
0:31.9	Paris, Greece, Maldives, Japan, and so much more. And the best part, we each still have 800 plus credit scores.
0:39.7	Imagine being able to take the vacation of your dreams for nearly free. It's totally possible,
0:44.7	and we're here to show you how. Hey, I'm Alex. And I'm Pam, Alex's mom. And I'm Jess. Let's Talk
0:53.9	Points. So it honestly feels kind of weird to be
0:56.6	talking about end of the year checklist. I feel like 2025 just started. But the end of the year is
1:02.2	going to be here before we know it. And we want to make sure that you do not forget about these things
1:06.8	when it comes to your credit card perks and benefits that are going to expire at the end of the year.
1:12.6	We don't want you to leave any of these credits on the table.
1:15.9	So Pam, why don't you get us started?
1:18.0	We know that you love your benefits and that you probably have already spent all of these.
1:25.1	Yeah, that is my secret sauce with this. It is the minute I can use them,
1:32.8	I use them. So whether, you know, we're talking about annual things more quarterly or semi-annual,
1:40.0	but my monthly things, it's the first of the month. I'm out there. I'm getting my burnt cake. I'm getting my treats. So, you know, it's time for me to get my annual
1:49.5	airline incidental. I get that the first week in January. And really, that is what makes it
	...

Transcript will be available on the free plan in 1 days. Upgrade to see the full transcript now.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Alex, Pam and Jess, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Alex, Pam and Jess and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.