You have now entered Free Range American podcast, presented by black rifle coffee.com.

Hey, here we are on Free Range American.

Holy shit.

Yeah, you guys saw me this morning.

But this episode is going to be, it's going to be aired separately.

So I'm still wearing the same shirt.

It's fine.

You guys won't remember, but you can't get this shirt because I made it for myself.

Anyway, this is a special episode.

We're going to start kind of doing some themed episodes where we bring in some of these

experts in certain fields for things that you probably need, for things that you, that I would say a lot of people think that we're just

supposed to know and no one knows shit about it. So I am joined with Sean, guaranteed rate.

Thanks for having me. And are you a loan officer? My title, Guarantee Rate loves fancy titles,

is the senior vice president of mortgage lending. Oh, wow. Yes, I'm a loan officer. Oh. I'm just a mortgage advisor. Senior Vice President of Mortgage Lending. Correct. That just, I mean, they're just, they're making you spend more money on business cards. Yeah. Yeah. Why don't use those anymore? Yeah. Just, you know, it could just be L.O. Yeah, agreed. Anyway, you're here to talk to us about

VA loan specifically, which again, like, these are some of those things that you don't really

learn until you've fucked it up, really. Yeah. And then somebody like three years later is like, wait, you didn't know that you had access to this or you were offered this or you could defer payment for this. Dude, it's all in the via. And you're like, what? Where the hell is that newsletter? Yeah. How would I have known? Because I didn't get it. So, so yeah, Sean, walk us through.

Let's, let's start with first time home buyers.

So let's, let's bracket this out.

Let's go, we're talking to someone that has never owned a home yet.

So, so let's talk about the process.

Let's talk about the benefits.

You know, obviously, you know, you know the benefits. You're going to nine times out of ten, a mortgage is cheaper than rent. Yes. If not 11 times out of 10. More and more across the country than ever. I used to, I'm from California. That used to be kind of true all the time. Yeah. And we're finding that everywhere now.

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