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Optimal Finance Daily - Financial Independence and Money Advice

1534: How to Pay Off Your Overdraft Without Even Noticing by Hayley with Making Sense of Cents

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.41.3K Ratings

🗓️ 22 May 2021

⏱️ 10 minutes

🧾️ Download transcript

Summary

Hayley with Making Sense of Cents talks about how to pay off your overdraft without even noticing. Episode 1534: How to Pay Off Your Overdraft Without Even Noticing by Hayley with Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2014/07/how-to-pay-off-your-overdraft-without-even-noticing.html Let Ryan Reynolds help you cut your wireless bill to 15 bucks a month at mintmobile.com/OFD Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This is Optimal Finance Daily, Episode 1534.

0:04.4

How to pay off your overdraft without even noticing.

0:08.1

Buy Haley with Making Sense of Sense.com.

0:11.3

Welcome to Optimal Finance Daily, I'm your host and personal finance enthusiast, Diana Mariam.

0:17.7

This is a show where I read to you from some of the best personal finance blogs on the planet,

0:22.2

sometimes a little too enthusiastically. But I can't help it.

0:26.1

Money is an incredible resource that we can use to craft the life of our dreams.

0:30.4

So thanks for joining me today and every day.

0:33.9

And if you like this idea of reading blogs to you for free,

0:37.0

it'd be great if you could share this podcast with someone today.

0:40.1

You can email or text someone a link to oldpodcast.com

0:44.6

or even better if you're able to subscribe them to the podcast right on their smartphone.

0:49.3

That would be greatly appreciated.

0:51.8

But for now, let's get right to it and continue optimizing your life.

0:57.1

How to pay off your overdraft without even noticing.

1:03.2

Buy Haley with Making Sense of Sense.com.

1:07.3

Not so long ago, I used to watch miserably as my hard-earned monthly salary got sucked

1:13.0

into my overdraft at the start of the month, leaving me with a credit balance of not

1:17.5

much over zero. I was a slave to my overdraft,

1:21.4

having fallen into the habit of overspending every month until I had reached my overdraft

1:26.8

limit of $3,000 right before payday. Sometimes I ended up over the limit too.

1:33.1

It was so depressing. I made a good income, but my debts were out of control

...

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