152. Building Wealth Beyond Travel: Financial Planning for High-Earners with Lauren Oschman
Point Me To First Class
Devon Gimbel MD
4.9 • 1.2K Ratings
🗓️ 26 January 2026
⏱️ 49 minutes
🧾️ Download transcript
Summary
If you've ever wondered what's the difference between just saving money versus creating wealth that actually matters, this conversation is for you.
In this episode, I'm joined by Lauren Oschman, founder of Vestia Personal Wealth Advisors, who grew up watching her interventional cardiologist father work incredibly hard while struggling to balance wealth building with being present at home. That experience shaped her entire approach to financial planning, which she now brings to nearly 600 physician families across the country. We're talking about how to identify what actually matters to you financially, the myths that keep high-earning women from taking control of their finances, and why you don't need to have your act together before working with a financial advisor.
Lauren and I discuss what financial advisors actually do beyond managing investments, the difference between saving money and strategically building wealth, and the biggest missed opportunities she sees among high earners. We get into practical strategies around tax planning over your lifetime, contract negotiation, and estate planning. We also talk about green flags and red flags when choosing a financial advisor and why dual physician households need different approaches to tax strategy. Whether you're just starting to think about wealth building or refining your financial strategy, this conversation offers insights and advice you can actually use.
Get full show notes and transcript: www.pointmetofirstclass.com/financial-planning-wealth-building-lauren-oschman
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Transcript
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| 0:00.0 | Welcome to Point Me to First Class, the only show for employed professionals, entrepreneurs, and business owners who are looking to optimize their higher than average expenses to travel the world. |
| 0:10.7 | I'm your host, Devin Gimble, and I believe that your expenses are your greatest untapped asset, if you know how to leverage them. |
| 0:17.8 | Ready to dive into the world of credit card points and miles so you can travel |
| 0:20.9 | more, travel better, and travel often. Let's get started. |
| 0:29.6 | Hey everyone, welcome back to the podcast. Most weeks, we are deep in the weeds of earning |
| 0:35.3 | and using credit card points for travel, from dissecting |
| 0:38.4 | the value proposition of specific rewards credit cards to understanding transfer partner |
| 0:43.3 | sweet spots and how to maximize your points to book your wish list travel experiences. |
| 0:48.3 | But teaching you how to turn your expenses into first class travel, however you define |
| 0:52.8 | first class, is just one part of the financial |
| 0:55.8 | picture, because the ultimate goal isn't just to dramatically reduce your travel costs or exponentially |
| 1:02.4 | increase your travel budget. It's financial freedom. It's being able to make choices about your |
| 1:07.6 | life, your career, your time, your experiences, without money being the limiting factor. |
| 1:13.9 | And getting there requires more than just points strategies. It requires intentional wealth |
| 1:18.9 | building. But so many of us were never taught about this. I know I wasn't. So today, |
| 1:23.9 | joining me on the podcast to talk about money beyond travel is Lauren Oshman, founder of Vestia Personal Wealth Advisors. |
| 1:30.9 | Lauren grew up watching her interventional cardiologist father work incredibly hard, |
| 1:35.1 | spend countless hours at the hospital, and struggle to be present at home, all while building financial wealth. |
| 1:41.1 | That experience shaped Lauren's entire approach to financial planning, which she now brings to |
| 1:46.2 | nearly 600 physician families across the country. Today, we're talking about how to identify what |
| 1:52.6 | actually matters to you financially, the myths that keep high-earning women from taking control |
| 1:57.8 | of their finances, why you don't need to have your act together before |
... |
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