Have you ever been caught out by payments you've forgotten about?

Join over 2.5 million customers who are already using the Lloyd's Bank Upcoming Payments tool on our app.

It gives you early sight of regular payments that are due to leave your account in the next 31 days

to avoid any surprises.

It's just one of our many useful tools that can help you stay on top of your money.

To find out more, go to Lloyd'sbank.com forward slash cost of living.

Lloyd's Bank, by your side.

More than 300 million people have a PayPal account.

You can use that account to receive business payments in addition to personal money transfers.

By the way, in case this is sounding like a sponsor message, it's actually not.

This relates to a listener question.

In fact, this is something that PayPal doesn't want people to know about.

So they most certainly wouldn't pay for us to share this information.

So when it comes to taking money online, there are many alternatives, including some good ones.

But PayPal really is the easiest one, the easiest way to accept payments online.

That's why I talk about it from time to time.

But this question is from a crafty listener who's found a clever way to avoid PayPal fees when accepting payments.

He wants to know if he's really on to something or if this is unethical in some way.

Now, I've known about this trick for years.

I kind of stumbled on it myself long, long ago.

And it absolutely does work.

You just need to be aware of a couple of things before you use it.

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