Hi friends I'm Emily Lay and you're listening to the Simplified Podcast. If you're

looking to simplify your life and organize your home then you are in the right

place. Every week I invite you to explore practical ways to organize and automate the complicated parts of life so you can focus on what truly matters most.

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In December I find myself saying yes to so much.

More parties, more treats, more gifts gifts and last minute gift cards more more

I also see this more more more show up on my calendar and I definitely see it show up on my

credit card.

After all the gifts are wrapped and the decorations are put away,

when January rolls around I've encountered a particular experience more than once

and I wonder if you have two have you ever logged into your

credit card scroll through your bill and wondered how did that number get that

big that is not a fun one but man have I been there more than a few times?

Because it's ridiculously easy to do.

But in the spirit of simplifying the season,

I wonder if we can simplify your holiday spending and rain in your budget

so that you don't have the Sunday scurries version of looking at your credit card

bill next month. Throughout my life my holiday budget has looked different in

...