Welcome to the Retire with Purpose podcast, a show specifically designed to help pre-retirees and retirees maximize their financial confidence.

Casey Wheat is a certified financial planner and president of Howard Bailey Financial.

His newest book, Job Optional, is a Wall Street Journal

bestseller and is available now on Amazon and at Retirewithpurpose.com. He's your host on

Retire with Purpose. Hey, I'm Casey, and I believe in retirement strategies that are driven by

meaning and purpose. Join me this week and every week as we discuss thoughts and ideas

with some of today's foremost experts in the field of finance and retirement, as well as discussing

trending topics that could impact your bottom line. These discussions can help you make

better financial decisions so you can live the lifestyle you've always imagined and deserved.

Welcome to the show.

Today's guest is Rachel Cruz.

Rachel is the number one New York Times bestselling author of Love Your Life Not Theirs and my personal favorite, smart money, smart kids.

Through her books as the host of the Rachel Cruz show, you may have caught online,

and it's an accompanying podcast.

She's dedicated her entire career to helping Americans learn how to handle money and stay out of debt.

Not a whole lot different than her father.

She's also the daughter of Dave

Ramsey, which means that she has plenty of interesting, entertaining stories, lessons from her

childhood of which she's going to share with us here during this interview. And if you're a parent,

maybe a parent to be, maybe you've got children that are going to be parents, this will be a

great podcast

for them to listen to as well, especially if your kids will be growing up in a very different

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