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So money episode 1421, crushing $300,000 worth of debt in three years with Bernadette Joy.

You're listening to So Money, with award-winning money guru Farneesh Karabi.

Each day, in a 30-minute dose of financial inspiration from the world's top business minds,

authors, influencers, and from Farneesh herself.

Looking for ways to save on gas or double your double coupons?

Sorry, you're in the wrong place. Seeking profound ways to live a richer, happier life.

Welcome to So Money.

I had gone back to the MBA program thinking, well, okay, I'll just do what a lot of other people do.

If you don't know what you want to do next, go back and get more education, right?

And I was 10 weeks away from graduating and I still didn't know exactly what I wanted to do.

And I could literally feel my chest tightened up.

Welcome to So Money, everybody. I'm Farneesh Karabi.

We just have a really inspiring money story today.

Sometimes it's just going back to the basics.

I know we cover a lot of the economy and money at the intersection of politics and race and gender.

Sometimes I just want to listen to a really good get out of debt journey and today.

We're going to do that with Bernadette Joy.

She's a nationally recognized money expert.

She's been featured everywhere. Good morning, America, NBC, USA Today.

And so money.

She has two degrees in business and a degree in psychology.

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