It's another Q&A edition of optimal finance daily, episode 1410.

And I'm your host and personal finance enthusiast, Diana Merriam.

We're going to change it up again and address some audience questions on the show.

Last time was about a month and a half ago, and I'm going to try to do once a month going forward.

So if you want to send a question and to be answered here on the show, just send a message to finance

at old podcast.com. And with that, let's get to today's questions and start optimizing your life.

Our first question comes from an anonymous listener who wrote,

I'm really struggling with paying off my debt.

I'm trying the snowball method and I'm willing to make sacrifices to get my debt paid off.

However, my partner is not on the same page as me and believes that we can never get out of debt.

Every time I bring it up and try to discuss my plans on how we can get out of debt and how much

easier it will be if we work together, he shoots me down. He downright refuses to talk about it. I'm frustrated

because I have two kids and I believe now more than ever while they're relatively young,

we should do whatever it takes to get out of debt.

I just don't know how to deal with my partner not wanting to help get out of this debt, which we both contributed to getting into.

He moans about living paycheck to paycheck. both contributed to getting into.

He moans about living paycheck to paycheck,

and I tell him that we don't have to live like this,

but he just won't budge.

Nothing I say or try to say seems to get him to listen.

I created a budget, which I check regularly,

but he doesn't want to know about it.

...