Hello, whinnebers. My name is Jesse Meekam, and this is podcast number 140, for you need a budget, where we teach you four rules to help you stop leaving paycheck to paycheck, get out of debt and save

more money. More money. That is sometimes all the time the key when you're trying to get a

debt break that paycheck to paycheck cycle or save more.

Sometimes we say more with an A instead of the normal spelling.

But what I am realizing and what I lived back when I had the goal to pay off my mortgage and

that's a goal that many of you have shared with me on the blog and through emails and

whatnot you You're saying something along the lines of how do I pay off

the mortgage? What's the secret? The secret for me was to make more money.

As many of you know, because I think I talked about it on the podcast before.

I set the goal when I was 23 to have it paid for at home before I was 30.

I... It paid for home before I was 30. I was 27 when, no 28 when I bought the house and it was the house is too big but all that being said I

realized that with the state of wineab as it was at the time it would have been impossible for Wienab to stay afloat and

for me to reach my goal of paying off the mortgage before I turned 30, which would have been the end of 2010. So, wait, yep, that's right. So I realized that I had to make more money. So why now would

became one of two efforts and my other effort was with a business partner of mine and we basically flipped websites which I know some of you raising your eyebrow I might as well it worked for us

quite well and that was the ticket the actual method of making more money is

totally unimportant but the key was I looked at our finances and I said

well we can't cut back to this to the extent that paying off the mortgage before

this goal would be possible. It just would not be possible. And there is a point, and I've

bumped up against this in comments in the blog, there is a point where people have cut back

all they can. I have people that write in saying,

listen, we're living in this tiny apartment, we have these kids, we've got this,

we've got that, you know, they're just painting a picture where they have cut a ton and where cutting is no longer an option or if you are cutting you're

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