We have a special guest host edition this week where my friend Mike Powers will be running the show,

walking through his retirement planning checklist he created that digs into different financial

insurance and lifestyle related considerations. And this is the 136th episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

And now here's your host, Andy Panko.

Good day, mates. Thank you, everyone, as always, for listening. So today is the fifth Thursday

in January, or at least the day this podcast comes out. And as you probably know, most months

have four Thursdays, some months have five. In the months I do have five, that fifth Thursday is

some sort of random special bonus

episode that is off the beaten path from the typical format, you know, where the first Thursday

of each month is me deep diving on a topic.

The second Thursday is another retirement planner chat.

Third Thursday is a real person chat.

And the fourth Thursday is a Q&A. So

fifth Thursday is like kind of anything goes. It is, it is hard continually coming up with with content

for these episodes, which is why it's nice to have the other retirement planners on and real people

because they sort of drive the content. But I thought it would be interesting to shift up a little bit and have someone else

sitting behind the microphone talking about what they feel strongly or passionate about.

People I like and trust and value and appreciate, such as my friend Mike Powers, he was on

the show at some point last year, 2024. He was one of the fellow retirement planners.

Great guy.

So he wrote a blog post on his website a few years ago.

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