$135,000 in Student Loan Debt and Only Making $17 an Hour?

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5 • 839 Ratings

🗓️ 9 January 2026

⏱️ 4 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.7	Me and my wife are about $160,000 in debt right now.
0:10.2	Good Lord.
0:11.0	135, yeah, 135 that is student loan debt.
0:14.5	Good Lord.
0:14.9	On her side.
0:15.8	And then $24,000 of that is car debt.
0:19.0	What's her degree in, Brett?
0:21.4	Her degree is a Bachelor's of Science, and then she has a certificate in business.
0:26.2	Bachelor of Science and what?
0:29.9	That's, I mean, I'm looking at her diploma right now.
0:32.3	That's all it says.
0:32.9	It's Bachelor of Science.
0:34.5	What did she study?
0:35.4	She has an emphasis on biology, I suppose. Oh, okay. Okay.
0:42.9	So my question was, what does she do? Oh, she works at St. Luke's Hospital right now.
0:49.0	What does she make? She makes about like 17 an hour. Whoa and what do you make um I actually just
1:00.5	got back from deployment I made about 70,000 this last 10 months but I'm going back to
1:06.9	school right now to get an A&P certificate. So y'all are broke?
1:12.2	Yeah.
1:14.3	Thanks for your service. But dude, you need some income in that house.
1:17.5	Yeah, that's what we plan on doing.
	...

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