Hey, hey, hey, it's time for another Q&A. Today I'll talk about mutual funds versus

ETFs, traditional versus rollover IRAs, how much umbrella insurance to consider, bullet maturity

bond funds, and much more in this the 131st episode of the Retirement Planning Education

podcast.

Welcome to the Retirement Planning Education podcast, where you can learn all about IRAs and Roth IRAs,

employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies,

annuities, estate planning, and much more. And now here's your host, Andy Panko.

Hello, everybody. Happy Boxing Day. For those

you who are listening to this on the first day it comes out, it is coming out on December 26th,

2012, otherwise known as Boxing Day, which to us here in the States doesn't really mean much,

if anything, but I'm loosely aware that it is a British

holiday and still celebrated in England and maybe other parts of Britain. And I'm not entirely

sure of what it is. I think it used to be something where people would like re-gift things they got

for Christmas or maybe I'm completely making that up or originally it was helping those in need

by giving them little boxes of stuff, hence the name Boxing Day. But I think, and again, I really know nothing

about this. It's my sort of typical Americanism and not knowing much about the rest of the world.

I think now, which is kind of folded into Christmas and in effect a two-part, you know, two-day holiday. Again, that could be ignorant saving.

I don't know. But anyway, it's Boxing Day. So for those of you listening to this on the first

go-around when it first comes out, it is Boxing Day. I hope you enjoy whether or not you celebrate.

Speaking of Boxing Day, a random memory I had. So I teach, I don't currently, but I've taught a handful of semesters as an adjunct

professor at Rutgers Business School in the finance department. I've taught a few graduate

MBA classes and a few undergrad classes. The last course I taught was fall semester 2022.

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