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The YNAB Podcast

130 - Make a Fresh Start

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.71.1K Ratings

🗓️ 28 July 2014

⏱️ 3 minutes

🧾️ Download transcript

Summary

There's no shame in it. If you've quit YNAB, get started again. We've made the restart easy.

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, whinevers. My name is Jesse Meekam, and this is podcast number 130 for you need a budget to

0:14.6

where we teach you four rules to help you stop living paycheck to paycheck.

0:18.0

Get out of debt and save more money. In your quest to follow the whinab rules. Give every dollar a job, save for a

0:28.0

rainy day. Roll with the punches and learn to live on last month's income. In that quest to

0:34.8

break the paycheck to paycheck cycle, to get out of debt, and to save more money for

0:39.8

things that you want, that you stop.

0:47.0

In that quest you may find that you quit.

0:53.0

Or that you stop, sometimes for a long time. Long meaning two or more months,

0:57.0

because we have never gone longer than two months,

0:59.0

so I'm going to say that that's long,

1:01.0

if it's two months or more. Julie and I've gone six weeks

1:04.6

without looking at the budget and we kept telling ourselves hey we should you know

1:09.7

do the budget reconcile everything get it up to date.

1:13.0

Luckily, we've been doing it for so long that I was not at all concerned.

1:19.6

However, had we done that for a year? I would have been tremendously concerned. So you find that

1:28.0

you just kind of stopped for whatever reason. None of them are really good reasons perhaps but you've stopped and that's okay.

1:35.5

Maybe that's just a little bit of rule three is that you just kind of roll with that

1:40.1

punch. You can use Wien, and we've anticipated this, which is why you'll see if you go to the

1:46.6

file menu, file, and then make a fresh start.

1:52.1

And that basically carries over your budget,

1:53.8

gets rid of your transactions,

1:55.3

keeps your categories, things like that.

...

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