Sometimes I know you've been trying to get a together thing. It's like she wants me to do certain things with both hands tied behind my back and hopping on one leg.

I know you've been trying and you're doing the best that you can, but the way that we are doing

things does not work. It does not work. We've been in the deficit four months like I feel really stupid because I did not know.

I feel like I should have known.

I wanted to be financially free while I'm 35 now.

I've moved that goal to 40.

The goals that I had when I was 25 to take care of my family, I haven't even

accomplished that and it's been 10 years. How much more time is it going to take for me

to be able to do that. Welcome to part two of my conversation with Trin and Lucas.

They're both 35 years old, married.

Lucas has a history of risky investments.

For example, he lost over 20 properties in the past.

And Trin was recently caught off guard when she learned that their family was running low

on cash. When I left them in the

last episode I had just learned that they are spending 150% of their take-home pay

on fixed costs alone. That number is startling. Fixed cost

percentage is supposed to be roughly 50 to 60 percent, which means that they are

broke and they are running out of money fast. In today's episode, listen for how they individually

approach money and especially listen for how they talk about money together.

And as you think about creating a rich life together, you might have heard of the idea of having a monthly money date to help get on the same financial page as your partner.

Well, what is a money date? What are you supposed to talk about? How do you make

sure it's productive and not just two people spinning their wheels and getting mad at each other? This

...