This is And I'm your host and narrator of the show. My name is Dan and welcome back to another edition of optimal finance daily here on this Sunday.

I'm here every single day, seven days a week, including weekends and holidays, reading to you from the best personal finance

plugs on the planet. Today I'm going to keep this intro nice and short for you, so

let's get right to our post from Sam as we optimize your life. Life insurance is a selfless act of kindness by Sam of Financial Samurai.

com

I hate bad luck

bad luck and dying prematurely is the worst bad luck there is. I don't know about

you but I go through these strings of bad luck every several years

which makes me question whether I'm

sometimes cursed. For example, Rhino wouldn't start one morning, so I had to call

roadside assistance to have them jump him so I could then drop him off at the

service department.

He was in the shop for a couple days and the day after I picked him up, he wouldn't start again.

I had to cancel my road trip to Lake Tahoe that morning to take him back to the shop and waste

another couple hours of time.

While I was driving around in a rental car, I was pulled over and given a $160 ticket because I was looking, not touching, at my phone on the center console for directions while stopped in traffic.

If Rhino had never died, I never would have gotten a ticket because my phone would be in the

phone mount as usual.

Curses.

The reason why I hate bad luck is because it's outside of our control.

We can do everything right but still not succeed due to unfortunate circumstances.

As they say, it's better to be lucky than good.

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