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The Jordan Harbinger Show

1265: Joe Loya | Confessions of a Bank Robber Part Two

The Jordan Harbinger Show

Jordan Harbinger

Business, Education, Science

4.8 β€’ 12.1K Ratings

πŸ—“οΈ 1 January 2026

⏱️ 68 minutes

🧾️ Download transcript

Summary

Former bank robber Joe Loya reveals how childhood trauma transformed him into a prolific criminal β€” and how he found his way back. [Part 2 of 2 β€” catch up with Part 1 here!]

Full show notes and resources can be found here: jordanharbinger.com/1265

What We Discuss with Joe Loya:

  • Trauma fragments your sense of the future. When Joe kept robbing banks while out on bail, it wasn't recklessness β€” it was survival mode. Unprocessed trauma keeps you focused only on getting through today, unable to imagine or protect a future that feels impossible anyway.
  • Compassion beats forgiveness as a healing strategy. Instead of bestowing forgiveness from a position of moral superiority, Joe learned to accept his abusive father by understanding his formation β€” a beaten child who grew into a broken adult. It wasn't personal; any son would have been beaten.
  • Self-examination is scarier than any external threat. A man who fearlessly robbed 30 banks and survived federal prison found confronting his own grief and dismantling his rage infinitely more terrifying than anything the outside world could throw at him.
  • Your survival armor can become your prison. Joe needed his rage and menacing persona to stay safe in prison, yet that same emotional armor prevented him from healing β€” forcing him to project violence while secretly working on becoming a more sensitive, self-aware person.
  • Transformation begins with telling your story honestly. Writing became Joe's tool for self-investigation β€” processing grief, rebuilding conscience, and eventually sharing his journey with his daughter and the world. Start documenting your own growth; the act of articulating your past can illuminate your path forward.
  • And much more... [Part 2 of 2 β€” catch up with Part 1 here!]

And if you're still game to support us, please leave a review here β€” even one sentence helps!

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Transcript

Click on a timestamp to play from that location

0:00.0

Welcome to the show. I'm Jordan Harbinger. On the Jordan Harbinger show, we decode the stories,

0:07.8

secrets, and skills of the world's most fascinating people and turn their wisdom into practical

0:11.9

advice that you can use to impact your own life and those around you. Our mission is to help you

0:16.1

become a better informed, more critical thinker through long-form conversations with a variety

0:20.3

of amazing folks, from spies to CEOs, athletes, authors, thinkers, performers, even the occasional

0:25.5

drug trafficker, investigative journalist, astronaut, or real-life pirate. And if you're new to the

0:29.9

show or you want to tell your friends about it, I suggest our episode starter packs. These are

0:33.8

collections of our favorite episodes on topics like persuasion and negotiation, psychology, geopolitics, disinformation, social engineering, China, North Korea, crime and cults, and more. That'll help new listeners get a taste of everything we do here on the show. Just visit jordanharbinger.com slash start or search for us in your Spotify app to get started. Now this is part two with Joe Loia. If you haven't heard part one, of course, go back and listen to that. We're going to continue his amazing story right now. Where we left off last time is that you were out on bail. Your aunt had put up her house to get you on bail, and you are just in such a place in life that you really kind of, in your words, You just didn't care about anything. It wasn't, I'm out on bail, I better go get a job at Target.

1:13.9

It was Robbett. in such a place in life that you really kind of, in your words, you just didn't care about anything.

1:11.4

It wasn't, I'm out on bail, I better go get a job at Target. It was Robin Banks again. And I was just,

1:16.9

I think most of the audience, myself included, is just like, why? Damn it. You know?

1:22.0

We started that whole entire story. I've never started a story with the question you asked me.

1:27.0

How does somebody do this?

1:28.7

Like, how do you get to do 30 banks? I try to track the movements that erode my sense of

1:35.4

posterity. I don't believe I have a future. So there's nothing inside of me like, oh, I got to

1:40.8

protect my future. I better get a job. I start, better start saving money for the future. I better get a profession so that I can rise in the ranks in the future. None of that. Because of trauma is so intense, you're only looking at surviving the next day in front of you. In fact, the way I've come to understand people who mess up, mess up, mess up, mess up, mess up, mess up, mess up, mess up, mess up, mess up, mess up, is that they're only trying to survive that day to get to the next day in hopes that maybe one day they can make the jump to goodness. So they're just surviving every day and they're making mistakes because all they need to do is get to the end of the day

2:18.2

and then they wake up the next day and it's just day and day and then you see people change like

2:23.0

me and you realize oh every day was impulsive just trying to survive the things we're facing our

2:29.3

challenges outside of us like the challenges came to me I could stab them beat them it wasn't the external challenges it was all the challenges inside of us. Like, the challenges came to me. I could stab them, beat them. It wasn't the

2:34.5

external challenges. It was all the challenges inside of us that a lot of us don't have language to

2:39.9

process. I told you when I had grief as a child, what did they tell me? Don't cry. Don't cry.

2:45.2

Yeah. Because your mom's in heaven, which compounded my pain because now I'm feeling guilty.

...

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