Are you a smart booker or a silly booker?

Smart bookers get access to a three airport lounge by booking a five-star holiday with On the Beach.

Silly bookers?

Well, enjoy those cues at the bar.

Stop booking around and visit Onthebeach.com.

Conditions apply.

Seven night minimum stay outbound only from selected airports for up to six people at all protected.

On the beach.

Hello. Hello and welcome to The Rest Is Money with me, Steph McGovern.

I'm with me, Robert Peston.

Now, in the last episode, Robert, you were talking about how important you think 2025 is. And I stopped you from going into another kind of big explanation and said,

let's save it for this and dedicate a podcast to it, an episode to it.

I'm really interested in this because obviously there's loads going on,

isn't there?

Obviously, Trump's coming back.

There'll be his inauguration.

Obviously, Labour will be in full swing,

things like the spending review. There's lots going on politically across Germany and France and

the rest of Europe. There's the geopolitics of everything happening with Russia and Ukraine and Syria.

All of this combined are saying, you think this 2025, is one of the most important years. So tell me why. I do think it's

the most important year of our lives. Doesn't mean to say it's either going to be appalling or good,

but there is so much in play of a significant nature. I've used this phrase on this podcast a few

...