It's time to have a chat with another real person anonymously going by the name Jane in this, the 126th episode, the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare,

portfolio withdrawal strategies, annuities, estate planning, and much more. And now here's your host,

Andy Panko. Hello again, everybody. Thank you as always for listening. Today we have another

real person chat where I will be talking with Jane.

So Jane opted to be, to go by an anonymous name.

So we're using Jane.

Jane is, as you'll hear, 67.

And she, her husband passed very unexpectedly 12 years ago, I guess so she would have been 55.

And that really sort of changed the retirement plans and almost kind of thrust her into retirement, I guess, a little sooner than she was expecting. As you'll hear, her work was

very accommodating and let her do this transition sort of part-time thing, which ended up working out

well and had other resources available to help her through the, you know, loss of her

husband at the time. So it's a great chat. And in addition to going over the typical standard

questions I ask everyone on these things, there was a lot of good insight. And Jane was very

gracious in sharing her personal experiences with going through, you know, loss of a spouse

unexpectedly. So thank you, Jane, for sharing. A lot of people will definitely get a lot out of it.

So I'll give you that in a moment. There was, I did ask Jane a joke during the recording,

so you'll get that. But figuring, hey, why not give you a second joke? Because I'm feeling

funny right now. so i saw a man

crying while mowing his lawn i asked him is everything okay he said i'm just going through a rough patch

mm-hmm get it and just real quickly my bg s moment this week or big goofy smile moment

is last night i was helping my daughter clean out and

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