125. Maximizing the Citi Ecosystem with Dr. Suzy Spadafora

Point Me To First Class

Devon Gimbel MD

Finances, Education, How To, Travel, Credit, Expenses, Card, Cards, Society & Culture, Professionals, Tips, Personal, Places & Travel, Business, Points, Rewards

5 • 1K Ratings

🗓️ 21 July 2025

⏱️ 59 minutes

🔗️ Recording | iTunes | RSS

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Summary

Ever feel like Citi cards get overlooked in points conversations?

If you’ve written off Citi’s ecosystem—or just haven’t known how to make it work for your travel goals—this episode is full of smart, real-life strategy.

Dr. Suzy Spadafora returns to discuss the strengths (and limitations) of the Citi points ecosystem. From the points earning cards Citi offers to putting their transfer partner menu to the test, we cover everything you need to know to decide if Citi cards deserve a spot in your wallet and discuss how to maximize these valuable points.

Get full show notes and transcript: https://pointmetofirstclass.com/citi-points-asia-travel-strategy/

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Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

Transcript

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0:00.0	Welcome to Point Me to First Class, the only show for employed professionals, entrepreneurs, and business owners who are looking to optimize their higher than average expenses to travel the world.
0:10.7	I'm your host, Devin Gimble, and I believe that your expenses are your greatest untapped asset, if you know how to leverage them.
0:17.8	Ready to dive into the world of credit card points and miles so you can travel more, travel better, and travel often. Let's get started. Welcome back to the podcast,
0:31.2	everyone. If you've been a longtime listener, you'll know that I frequently recommend that you
0:35.6	earn points in at least one transferable
0:37.7	points currency. And over time, you're likely to dip your toe or just fully cannonball into
0:43.2	multiple transferable points currencies as your rewards card portfolio expands. Over the last two
0:48.8	years, which is kind of hard to believe that this podcast is already over two years old, I've dedicated
0:53.4	multiple podcast episodes entirely to exploring each transferable points currency in depth. That is, except for
1:00.6	the city ecosystem. So today we are diving deep into city and their unique points ecosystem,
1:05.5	including an overview of the rewards cards they offer, who this points system can benefit,
1:10.1	as well as some of its
1:11.4	shortcomings or limitations compared to other points currencies, and how to put city credit cards
1:17.3	and points to great use. This episode is the fifth one focused on each of the transferable
1:22.7	points currencies. So if you've missed any of the other points ecosystem examinations, you'll want to be sure to check
1:28.9	those out to get a comprehensive look at what each point system offers.
1:32.5	This series started all the way back in podcast episode number 57 with Dr. Sujata Morali
1:37.9	and I discussing the Chase ecosystem, followed by a conversation about what makes the built
1:42.7	card and its points ecosystem unique
1:44.8	in podcast episode number 61 with Dr. Suzanne Manzi, all about Capital One with Kelly,
1:50.6	the points in Miles dog in episode number 77, and finally a look at Amex and their membership
1:55.9	rewards points system with Camry Price on episode number 89. And as you'll hear today, City is a pretty
	...

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