Before we get back to the episode, I want to make sure you know about something that I'm sending out this Saturday.

You know, when I was in my 20s, I spent money like a lot of people in their 20s do.

Going out for drinks, eating cheap food, a little bit of traveling, but in my 40s, my spending looks really different.

And that's totally normal. Have you ever thought about how your money spending changes from your 20s to your 30s of 40s and beyond?

That's what I'm going to talk about this Saturday.

Because as you earn more and as your values change, so should your spending.

Get on my podcast newsletter at IWT.com slash podcast newsletter so I can share what changed in my spending in my 20s, 30s and 40s.

That's this Saturday, October 7th. You can only get this at IWT.com slash podcast newsletter.

Now back to the episode.

It feels more like a rut, you know, that we just can't get out of because climbing out of it is harder than trying to keep going.

We have struggled for as long as we've known each other. It's just been one of those things that we've always done.

What percentage are your fixed costs?

Combined 82%.

It's worse. It's actually 94%.

How do you pay your rent if you don't have the money for it?

It's late every month.

Never more than 10 or so days, but it's always until the next paycheck.

It's the whole paycheck.

Yeah. And so we just keep going further, further.

And then my paychecks get us through to the next week. That's the cycle we're in.

It's horrible and it doesn't make any sense. We make decent money. It shouldn't be this way.

We just want to do better.

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