Hello, whinabbers. My name is Jesse Meekham and this is podcast number 121 for you need a budget where we teach you four rules to help you stop living paycheck to paycheck get out of debt and save more money.

I am not much of a credit card point chaser. Although, well I noticed

recently the business runs, uses a credit card and Julie and I personally use a credit card and

that personal credit card we get 1% cashback and every once in a while I would call the

credit card company this was a big hassle and I would say

hey apply the cash back to our statement and it would basically just be an inflow and we'd have the

cash to spend somewhere else I just discovered because our credit card was

compromised or something there were some charges that freaked me out so we got a

new card that was a hassle but it was fine and then everything moved over and I was looking at the points and

realized that we had a ton like 750 bucks of cash back sitting there and then I

went and shopped I love those shopping portals. And I

shopped for cash back and I found out that I could automatically redeem it every

$250 and it would just be credited to our credit card. That was nice. On the business

I run an Amazon card and I don't know why I originally set it up but I do spend a fair amount on Amazon and that gives me three points.

I feel like such a schlub even talking about this.

What I'm getting to is the business runs a lot more charges than anyone would personally and I would start to spend the credit card points on things that were totally random because on Amazon you can just easily say oh apply my points and they're like okay and

then you get the item for free and so I was I was buying a lot more than I would otherwise because I was like hey free you know it's

points that bugged me because I looked back at all the things I'd purchased with points

some of them were good like I was working on our family 72 hour kids, but other stuff was totally random like a sous feed that I've only used three times,

although the steak is marvelous, it's just a massive hassle to set up.

And if you want to cook eggs perfect every time you

know hard boil them or soft boil them or your choice. Sioux's feed is the way to go but

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