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Bankless

12 Big Crypto Predictions for 2026 | Ryan & David

Bankless

Bankless

Tech News, Technology, News

4.71.2K Ratings

🗓️ 24 December 2025

⏱️ 71 minutes

🧾️ Download transcript

Summary

Ryan and David skip a quiet holiday weekly rollup and instead break down the biggest 2026 crypto forecasts from Bitwise, Coinbase, Galaxy, Grayscale, CoinShares, Fidelity, a16z, and Pantera. They lay out the clearest consensus, stablecoins as real payment rails, tokenization scaling beyond pilots, and ETFs expanding institutional access, then hit the big debates around regulation, prediction markets, token value capture, and the growing quantum question for Bitcoin. ------ 📣M0 | THE UNIVERSAL STABLECOIN PLATFORM https://bankless.cc/m0 ------ BANKLESS SPONSOR TOOLS: 🔵COINBASE | ETH & BTC BACKED LOANS https://bankless.cc/coinbase-borrow 🪙FRAXNET | MINT, REDEEM, & EARN  https://bankless.cc/fraxnet 🦄UNISWAP | CONTINUOUS CLEARING AUCTIONS  https://bankless.cc/uniswap-cca 🛞MANTLE | GLOBAL HACKATHON 2025 https://bankless.cc/mantle-hackathon 💤EIGHT SLEEP | IMPROVE YOUR SLEEP https://bankless.cc/eight-sleep ------ TIMESTAMPS 0:00 Intro 2:14 Predictions for Stablecoins 6:42 Tokenization Trends 11:27 ETF Explosion 11:45 Market Structure Legislation 14:06 Prediction Markets Rise 15:20 Quantum Concerns 20:29 Broad Themes Emerge 24:11 Hybrid Finance Concept 28:02 Privacy in Crypto 33:27 DEX Transition Predictions 35:09 Tokenomics Evolution 39:43 Controversies in Predictions 42:58 Market Cycles & Macro Trends 48:12 Year-End Reflections on Ethereum 1:01:08 Bitcoin's Performance Overview 1:10:03 Future Visions for Crypto 1:10:40 Closing & Disclaimers ------ Not financial or tax advice. See our investment disclosures here: https://www.bankless.com/disclosures

Transcript

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0:00.0

Bankless Nation is the night before Christmas instead of doing our weekly roll-up.

0:08.1

It is, right?

0:09.1

Yeah, it's Christmas Eve.

0:09.9

We are recording this, the Christmas Eve, Eve, and it will be distributed to your podcast player, Christmas Eve.

0:15.5

Happy Christmas Eve.

0:16.8

Thank you guys for spending it with us.

0:18.7

Yeah, that's right.

0:19.8

I guess you think, are you picturing families all around the world just gathering around and listening to the bankless podcast and Christmas Eve instead of like a fireplace. There's stockings. People are opening their stocking presents. And then there's Ryan and David talking about the 2026 predictions for crypto. All right. So here's what we're doing.

0:37.6

Instead of our weekly roll-up, we wouldn't leave you without a weekly roll-up of some form. This is the adopted version because there wasn't a lot to cover in the week, and we're recording this a little bit early. So we'll get a weekly roll-up out next week. But this week, we're going to do something different. We'll do the weekly roll up for this week because it's very, very quiet.

0:55.0

Here are there two things.

0:56.1

Ave Tao versus Avei Labs. next week. But this week, we're going to do something different. We'll do the weekly roll up for this week because it's very, very quiet. Here are there two things. Avay Dow versus Avee Labs, currently in a civil war. And Nick Carter is riling up all the bitcoins talking about quantum computing and how it's a threat. That was everything that happened this week. There you go. So with that done, we thought we would zoom out and focus on 2026.

1:11.4

In fact, David, you brought us some juicy content to this episode.

1:15.1

You did a meta-analysis of all of the different predictions.

1:18.5

So rather than give you just our predictions, what we thought we would do is we would look at all of the predictions that people have made for crypto in 2026 and draw some analysis

1:29.8

from them?

1:30.7

Yeah.

1:31.1

Kind of, yeah.

1:32.2

Seeing where they overlap, seeing where they diverge and any interesting tidbits that I can find.

1:38.6

And so let's see, how many did I do?

1:40.2

Bitwise, Coinbase Institutional, Galaxy, grayscale, coin shares, fidelity,

1:45.4

the A16 newsletter,

1:47.6

and then a Pantera article in CoinDust.

...

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