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The Clark Howard Podcast

12.29.23 BEST OF: Clark Answers His Critics on Clark Stinks / Carrying Credit Card Debt

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 29 December 2023

⏱️ 27 minutes

🧾️ Download transcript

Summary

Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, 20% of credit card users have heavy revolving debt, accounting for ¾ of the money banks make from cards. Few such users know their debt amount or interest rate, an oversight banks have exploited. If you’re carrying credit card debt, Clark has an assignment that could help you achieve being debt FREE. Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show What is Dual Enrollment and How Much Does it Cost? Best Credit Cards for Shopping Rewards: Top Picks for 2023 Best Credit Cards for Groceries in 2023 2 Ways To Guarantee Yourself a Lifetime Stream of Income Heavy credit-card users are key in the Fed’s inflation battle How to Freeze Your Credit — Literally! Clark.com - Credit Card Debt Best Balance Transfer Credit Cards: Top Picks for 2023 How To Do a Balance Transfer the Right Way Best 0% Intro APR Credit Cards: Top Picks for 2023 Citi Simplicity® Card Review 2022: A Worthy Balance Transfer Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This is a best of edition of the Clark Howard podcast. I hope you enjoy it

0:06.7

We are here to give you the best information that our head in our heart says is available for you and your wallet.

0:15.8

Have a great holiday weekend.

0:18.0

It's my pleasure to welcome you right here right now to the Clark Howard show.

0:28.0

Our mission to serve you and empower you so you make better financial decisions in your life.

0:34.0

You know what today is? It's Friday! What I've waited for all week long.

0:40.0

Clark Stinks. Not because it's Friday in the weekends here.

0:44.0

I really love Clark Stinks because

0:48.0

your feedback makes me better at serving you.

0:52.0

And later, oh boy, me better at serving you.

0:53.0

And later, oh boy, I have some new stats

0:57.7

about credit cards that are very unnerving about the balances people are running and the interest rate

1:07.4

charges and what that means to you and your family budget.

1:13.8

But enough about that for now

1:16.1

because now it's about me.

1:19.2

How you feel I have let you down in today's Clark Stinks segment.

1:27.0

I should have never encouraged you to speak.

1:29.0

You much think I'm pretty stupid.

1:31.0

You should be ashamed of yourself.

1:32.0

Well, maybe I'm wrong, maybe I'm pretty stupid. You should be ashamed of yourself. Well, maybe I'm wrong. Maybe you're right,

1:35.1

pal. Clark, a listener asked about a 2% reward card option since the Costco visa is not as

1:49.4

great as it used to be when it was American Express. Clark suggested the Capital One card with a big

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