12.25.23 BEST OF: The Credit Card Surcharge War / The Man From ROTH

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 25 December 2023

⏱️ 26 minutes

🔗️ Recording | iTunes | RSS

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Summary

Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Credit cards are a massive expense for businesses. The U.S. has the highest merchant fees in the world, so many merchants pass on the expense to customers. Clark tells you how Visa is fighting back, and what this all means for both merchants and consumers. Also today, Clark - aka The Man From Roth - shares the considerable merits of the ROTH versions of 401(k)s and IRAs. Roths are the superior choice, yet - underutilized. Credit Card Surcharge Decisions : Segment 1 Ask Clark: Segment 2 Roth Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show Bodegas Put on Notice as Visa Fights Back on Card Surcharges Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card How to Get a Mortgage in 8 Steps Congress Ended a Tax Break. How That May Help Higher Earners. WSJ Roth vs. Traditional 401(k): What's the Difference? What Is a Roth 401(k) and How Does It Work? 14 of the Best High-Yield Online Savings Accounts in August 2023 Gym membership cancellation: Here's how easy it can be to get out How To Get a Gym Membership for Practically Free Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This episode is brought to you by Shopify.
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0:22.0	lower case. That Shopify dot co-de-K slash special offer.
0:26.0	Hope you're having a great holiday week. I am off on Adventures so this is a Best of Edition of the Clark Howard Podcast.
0:36.6	I hope you enjoy it and that you have an enjoyable holiday week. It's great to have you here on the Clark Howard Shore.
0:49.2	Our mission is to serve you and empower you so you make better financial decisions in your life.
0:55.0	Before I get started, I want to make sure you know that we have free
1:00.0	and was this on free daily newsletters from both Clark.com and Clark deals.com that are filled with money saving
1:10.9	advice that you can trust and deals that are awesome.
1:17.0	At least I think so.
1:19.0	It's easy to sign up.
1:20.8	If you decide that you don't like our newsletters we make it just as easy to
1:26.5	dump us and unsubscribe from the newsletters just go to Clark.com slash newsletter and you can sign up for which ever ones you want.
1:37.0	Now we've been talking a lot recently, a lot of complaints from consumers about credit card surcharges at places you shop.
1:48.2	Well now there's an ongoing war with Visa and its merchants over the surcharges.
1:56.4	And also in this episode, I am the man from Roth.
2:01.9	I'm talking about Roth IRA's Roth 401k's Roth Roth Roth Roth all the time.
	...

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