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The Clark Howard Podcast

12.24.24 BEST OF: Retail Membership Considerations / Timeshare Scams Get Worse

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 24 December 2024

⏱️ 26 minutes

🧾️ Download transcript

Summary

Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. The membership subscription business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game. Retail Memberships: Segment 1 Ask Clark: Segment 2 Cartels Target Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Delivery Is Retail’s New Game. How the Players Stack Up. Target Is Rebranding Its Credit Card Program: What You Should Know Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? How To Manage Your Monthly Subscriptions To Save Money Parent PLUS loans can be a debt trap. Here's a loophole Income-Contingent Repayment (ICR) Income-Driven Repayment Plans What Are the Tax Consequences of Debt Settlement? NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares Clark.com - Timeshares How To Sell, Cancel or Get Rid of Your Timeshare 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark's Best Travel Tips To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Hey, want to hear a PC Game Pass advert?

0:04.0

Oh, I'll take your silence as a yes.

0:06.0

Want you games on day one like Call of Duty Black Op 6 or Stalker 2?

0:10.0

I thought so.

0:11.0

How about unlocking all the League of Legends champions when you link your Riot Games account?

0:15.0

All for one low monthly price?

0:17.0

Well guess what? We got you!

0:19.0

Learn more at Xbox.com slash PC GamePass. Ster to available November 20th, 2024. Game catalog varies by region and overtime. And yeah, that's the end of the script.

0:30.4

Is crypto perfect? Nope. But neither was email when it was invented in 1972. And yet today, we send 347 billion emails every single day.

0:42.1

Crypto is no different. It's new, but like email, it's also revolutionary. With Crackin, it's easy

0:48.7

to start your crypto journey, with 24-7 support when you need it. Go to crackin.com and see what crypto can be. Don't invest unless

0:56.0

you're prepared to lose all the money you invest. This is a high-risk investment and you should not

0:58.5

expect to be protected if something goes wrong. Hope you're having a great holiday week. I am off on

1:04.0

adventures. So this is a best of edition of the Clark Howard podcast. I hope you enjoy it and that you have an enjoyable

1:13.6

holiday week. It's my pleasure to welcome you here to the Clark Howard Show. You know,

1:23.5

our mission is to serve you with advice and information that empowers you to make better financial decisions in your life.

1:31.7

And, you know, I can't get to all the questions posted.

1:35.3

But there may be a question that you've got to have an answer to, and we got the place for you.

1:40.4

It's our Team Clark Consumer Action Center that's been serving you for free since 1993,

1:49.2

answering your questions one-on-one. If you go to Clark.com slash CAC, you'll see the hours

1:58.0

and how to reach our team of Eager Beaver, volunteers, and paid staff that are there to help you with the questions you have.

2:07.8

And I want to talk today about the subscription obsession that has now taken grip of retailers and what you need to know about playing the subscription game.

...

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