12.19.24 SAVE On Internet Service / American Train Travel

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 19 December 2024

⏱️ 30 minutes

🔗️ Recording | iTunes | RSS

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Summary

One way you may be able to save money is through home Internet service. Do you really need the highest speeds? So many of us overbuy for what we actually need. Also, train travel in the U.S. has lagged behind other developed countries, but that is starting to change. More Internet Speed Than You Need: Segment 1 Ask Clark: Segment 2 American Rail: Segment 3 Ask Clark: Segment 4 Mentioned on the show: T-Mobile Rolls Out New Pricing for Home Internet Plans Verizon Home Internet: Things To Know Before You Sign Up 1099 Income: Why Prepaying Your Taxes Is More Important Than Ever if You Have a Side Hustle Net Worth Calculator - Clark.com More people are riding Amtrak than ever before, and improvements are on the way Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years 17 of the Best High-Yield Online Savings Accounts in December 2024 Best Online Banks: Free Checking and High-Interest Savings Accounts High-Yield Savings Account (HYSA) Calculator What's the Best Savings Account for a Teenager? Warning: Why You Should Never Buy Visa Gift Cards Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey, want to hear a PC Game Pass advert?
0:04.0	Oh, I'll take your silence as a yes.
0:06.0	Want you games on day one like Call of Duty Black Op 6 or Stalker 2?
0:10.0	I thought so.
0:11.0	How about unlocking all the League of Legends champions when you link your Riot Games account?
0:15.0	All for one low monthly price?
0:17.0	Well guess what? We got you!
0:19.0	Learn more at Xbox.com slash PC GamePass. Ster to available November 20th, 2024. Game catalog varies by region and overtime. And yeah, that's the end of the script.
0:30.4	Is crypto perfect? Nope. But neither was email when it was invented in 1972. And yet today, we send 347 billion emails every single day.
0:42.1	Crypto is no different. It's new, but like email, it's also revolutionary. With Crackin, it's easy
0:48.7	to start your crypto journey, with 24-7 support when you need it. Go to crackin.com and see what crypto can be. Don't invest unless
0:56.0	you're prepared to lose all the money you invest. This is a high-risk investment, and you should not
0:58.5	expect to be protected if something goes wrong.
1:05.0	It's great to have you here on the Clark Howard Show, where our mission is to serve you with advice
1:10.3	and information that empowers you
1:12.3	so you make better financial decisions in your life. I want to talk about one of the monthly
1:19.8	expenses that there's a shift going on right before our eyes, and there are things you can do
1:27.1	today that will save you money.
1:30.7	I'm going to tell you how your home internet is like a hole in your wallet and how to close
1:38.1	that hole. And coming up later, so I get a lot of questions from people that are more like complaints.
1:48.0	Why don't I talk about train travel?
1:51.3	Because I almost never talk about train travel.
	...

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