12.17.25 Household $ Saving Tips / Housing: Buying Vs Renting

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 17 December 2025

⏱️ 29 minutes

🔗️ Recording | iTunes | RSS

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Summary

How far are you willing to go to save money? We asked our Clarkies to share their best tips and you sure represented! Today we share our Clark Daily Newsletter survey results on the topic of frugality. Also - is home ownership still the American dream? It’s complicated. Clark discusses the decision factors involved in the largest purchase we ever make. How do you build wealth and where does a home fit into it? Frugality Hacks: Segment 1 Ask Clark: Segment 2 Weighing Homeownership: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: The Lengths Americans Are Willing to Go to Make Every Penny Count Clark Daily Newsletter survey results Why You Should Re-Shop Your Cruise Booking a Cruise? Here Are 5 Ways To Do It for Less Is Chase Sapphire Reserve® Worth It? The median age of a first-time homebuyer in America just hit 40 years old 7 Ways To Invest In Real Estate Clark Deals / Clark’s Christmas Kids Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	It's my pleasure to welcome you here to the Clark Howard Show, where our mission is to serve you with advice and information that empowers you to make better financial decisions in your life.
0:17.0	We're starting out with something in today's episode.
0:20.9	How far are you willing to go to save money?
0:25.6	And we asked our Clarkies to share their best tips, and I'm going to read some of them to you.
0:32.4	Later, I want to talk about something that's not been as much fun lately.
0:37.6	Home ownership.
0:39.1	Is that still a dream you should have?
0:41.7	Is that still something you should be going after?
0:45.3	It's complicated.
0:47.3	Because Americans are doing so much to try to save money right now. Okay, listen to this. All right. People are taking
0:58.2	various liquid products and diluting them to make them stretch further. So I did that with, you know,
1:07.3	we've got the liquid soap things in the bathroom. So I'm like, okay, I'm going to try that.
1:14.0	So when the liquid soap thing got halfway down.
1:17.5	Did you tell Lane you were doing this?
1:19.9	No.
1:20.5	Oh, gosh.
1:22.0	Well, I just read an item in the Wall Street Journal that people were diluting laundry detergent.
1:28.9	They were diluting soap,
1:30.9	and they were doing all these kind of things.
1:34.4	And I thought, well, maybe it would be just fine.
1:40.9	So I'm now tearing the dryer sheets in half, you know, the things you throw in the dryer,
1:43.4	the Kirklandish or members, Mark.
	...

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