12.12.25 Clark Answers His Critics on Clark Stinks / Retirement Planning 2026

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.6 • 5.2K Ratings

🗓️ 12 December 2025

⏱️ 31 minutes

🔗️ Recording | iTunes | RSS

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Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in today’s episode: Take it to the limit - the new retirement account limits. Clark has updates and advice to enhance your retirement saving strategy. Clark Stinks: Segments 1 & 2 Retirement Planning 2026: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Citi Double Cash® Card Review: 5 Things To Know in 2025 5 Things To Know About the Citi Strata Premier Card Cell Phones - Clark.com Can I Use HSA for DPC? Yes, Starting January 2026! Rechargeable Batteries: Are They Worth It? The Best Place To Buy Cheap Batteries 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 Why Clark Howard Is Obsessed With Roth for Retirement Savings My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Think about cheese.
0:02.1	Make your thoughts cheesier.
0:04.2	Now add 100% chicken breast fillet, Chipoplae sauce and Ameta cheese melt.
0:08.4	And it's giving the new cheesy chicken stack at McDonald's.
0:12.0	Did we mention it's cheesy?
0:13.9	Cheese.
0:15.8	Availments at the 4th of Jan, 2026 from 11am.
0:18.1	Price and participation may vary.
0:19.2	Subjects availability.
0:20.2	Ready to launch your business?
0:21.7	Get started with the commerce platform made for entrepreneurs.
0:24.9	Shopify is specially designed to help you start, run and grow your business
0:28.9	with easy customizable themes that let you build your brand,
0:32.5	marketing tools that get your products out there.
0:34.8	Integrated shipping solutions that actually save you time,
0:37.5	from startups to scale ups, online, in person, and on the go.
0:42.1	Shopify is made for entrepreneurs like you.
0:44.5	Sign up for your $1 a month trial at Shopify.com slash setup.
0:59.7	I'm so glad you've taken time out of your day to join us here on the Clark Howard Show.
1:04.6	You know, our mission is to serve you with advice and information that empowers you,
1:08.2	so you make better financial decisions in your life.
1:28.4	How come you don't point at me anymore, Krista, when I... I think it's obvious that I'm the one who doesn't make better financial decisions. No, that's not true. I can't even accuse you, but you can definitely accuse me. That is such a terrible thing to say. It's just silly, whatever. It's okay. You do a good job with money. You don't think so?
	...

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