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The Clark Howard Podcast

12.12.22 Energy Demand-Response Plans / Investing: Mutual Vs Index Funds

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.65.2K Ratings

🗓️ 12 December 2022

⏱️ 31 minutes

🧾️ Download transcript

Summary

Has your power company offered you a “special deal” that they say may save you money? Because it’s become much more complicated to provide kilowatts, power companies are trying to shift capacity burden to consumers via time of use meters and certain incentives. Clark shares how this could end up costing you more. Also, what’s better for your investments - actively managed mutual funds or index funds? A new study reveals some facts about investing you may not be aware of that can affect your outcome.    Energy Use Demand-Response Plans: Segment 1 Ask Clark: Segment 2 Mutual Vs Index Funds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Utilities Hope You’ll Fix Their Power Problems - The Wall Street Journal. What Is Time-of-Use Metering and Should You Sign Up? How to handle money when you're traveling overseas 4 Money Tips To Learn Before You Travel to Europe Do Not Give Your Social Security Number at These Places How To Freeze Your Credit With Experian, Equifax and TransUnion NYTimes: Mutual Funds That Consistently Beat the Market? Not One of 2,132. To make money, avoid these common investment biases Best Investment Companies for Investors in 2022 What Is a Roth 401(k) and How Does It Work? What Is an Annuity, and Why Does Clark Think They Stink? What Is a Fiduciary Financial Advisor and Do I Need One? Immediate Payout Annuity: What Is It and Do You Need It? Longevity Insurance: What Is It and Do You Need It? 2 Ways To Guarantee Yourself a Lifetime Stream of Income Cheapest Way to Rent a Car: Expert Tips Credit Card Car Rental Insurance: What You Need To Know Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This podcast is brought to you by Progressive.

0:03.2

Are you thinking more about how to tighten up your budget these days?

0:06.9

Drivers who save by switching to Progressive save over $700 on average

0:11.7

and customers can qualify for an average of six discounts when they sign up.

0:16.4

A little off your rate each month goes a long way.

0:19.9

Get a quote today at Progressive.com

0:22.6

Progressive casualty insurance company and affiliates.

0:25.7

National annual average insurance savings by new customers surveyed

0:29.1

who save with Progressive between June 2020 and May 2021.

0:34.0

Potential savings will vary.

0:36.0

Discounts vary and are not available in all states and situations.

0:44.2

It's my pleasure to welcome you to the Clark Howard Show

0:47.4

our missions to serve you and empower you.

0:50.3

So you make better financial decisions in your life.

0:53.9

I want to reach as many people as possible.

0:56.6

And you can help me doing that by leaving a review where you listen to our podcast.

1:04.3

And Christa has a recent review that she's going to read.

1:08.4

Hi, Christa.

1:09.2

Hello.

1:10.6

We want to thank Apple Podcast user Clixter for this review.

1:15.4

It says, besides my parents and wife,

1:17.2

no other person has had a greater impact on my future.

...

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