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It's great to have you here on the Clark Howard Show. You know, our mission is to serve you with advice and information that empowers you so you make better financial decisions in your life.

And I want to thank everyone who's donated already this year to our Clark's Christmas

Kids campaign. This is our 34th year collecting your donations for children who are in foster care.

You can see more about it if you're not aware how this works where you actually buy one of the

three gifts or two or three that a young

child in foster care has actually wished for. So you know the kid's name, age, and male or

female, and what they'd love to have this Christmas season. So they know even though their parents couldn't take care of them, that an absolute stranger

cares about them, loves them, and wants them to have a Christmas morning like other kids get.

And if you go to Clark's Christmas Kids.com, you can see it, or just at Clark.com, we've got information right on our home screen about Clark's Christmas kids.

So I hope you'll consider donating whatever you can.

You can either buy gifts for an individual child or just give us some money and we'll buy for that child.

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