12.06.22 December Deals / Warning: Medical Credit Plans

The Clark Howard Podcast

Clark Howard

Business, Investing, Entrepreneurship

4.6 • 5.2K Ratings

🗓️ 6 December 2022

⏱️ 24 minutes

🔗️ Recording | iTunes | RSS

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Summary

This December the shelves are stocked and there are still deals to be had. Clark talks friendly prices in toyland and for clothing, laptops and appliances. Also this episode: Medical providers of all types are promoting instant credit. Clark explains why these credit plans are bad medicine - financially. Holiday Deals: Segment 1 Ask Clark: Segment 2 Medical Credit Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: The end of the end of HELOC Home - Elliott Report How To Reach a Human at Experian, TransUnion or Equifax The Best Way To Reach Customer Service at the Major Airlines How to Reach a Real Person at AT&T, Xfinity, Cox and More CNBC: Frontier Airlines gets rid of telephone customer service. How banks and hospitals are cashing in when patients can't pay for health care First, see if you can get your medical bill forgiven What Is an HSA Account and How Does It Work? Fidelity Investments Review 2022: Pros & Cons What Is Disability Insurance and How Does It Work? How To Buy Term Life Insurance in 7 Easy Steps Introducing Vanguard Cash Deposit 10 Year-End Strategies To Cut Your Tax Bill Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Bring the bar home with you this holiday season with the new Tails cocktails, an exclusive
0:05.9	range of ready-to-serve cocktails, with all the flavor and complexity of handmade cocktails.
0:10.9	Yet none of the work!
0:12.5	Crafted with the highest quality top shelf spirit.
0:15.4	For Cardi Rum, 42 Below Vodka, Bombay Sapphire Gin and Jewers Blended Scotch Whiskey.
0:21.2	Tails cocktails offers bar quality cocktails, simply served.
0:25.0	It's that ice, shake shake, pour, and enjoy your Tails cocktail.
0:35.3	I'm so glad to welcome you here, the Clark Howard Shower, emissions, to serve you and
0:39.9	empower you to make better financial decisions in your life.
0:45.0	This episode, you may have noticed that retailer shelves are not bare.
0:52.0	This holiday season, in fact, surprisingly completely different than normal years, there
0:59.4	are still bargains to be had in December.
1:03.5	Later, I'm also going to discuss something that's not a bargain.
1:08.4	Oh man, paying for medical expenses?
1:12.5	Ugly, ugly, ugly.
1:15.2	So what's ugly for retailers has been awesome for you and me as consumers.
1:25.0	And that is, they just got too much stuff.
1:29.9	One category that, in December, you go to the toy section retailer and you see empty
1:37.6	shelves.
1:39.7	This year, not at all, toy inventories, the manufacturers, the retailers are reporting
1:46.6	the financial community are way, way robust, which is really bad for their stockholders
1:56.3	and really good for you.
	...

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