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The Clark Howard Podcast

12.01.25 Homeowners- Are You Underinsured? / Designer Goods For Less

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 1 December 2025

⏱️ 28 minutes

🧾️ Download transcript

Summary

We hope you had a great Thanksgiving holiday and spent time with loved ones. Something many of us are not loving - the cost of homeowner’s insurance. But there is something many of us are overlooking - whether we have ENOUGH homeowner’s insurance. Also - is there someone on your holiday list who has a thing for luxury brands? You don’t have to pay luxury prices.  Homeowner’s Insurance: Segment 1 Ask Clark: Segment 2 Lux For Less: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Homeowners Insurance Do I Need? Homeowners Insurance Archives - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit How to Freeze Your Child's Credit How to Sell on Poshmark: Make Extra Money With This Online Thrift Store 401(k) Rollover: How To Roll Over a 401(k) Best 529 College Savings Plans By State Never Buy These 4 Fake Home Devices, Especially During the Holidays Clark Deals Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This episode is brought to you by Vanta.

0:03.0

Security and compliance done wrong is a headache.

0:06.0

Done right, you build trust and grow faster.

0:08.0

That's Vanta.

0:09.0

For startups, Vanta acts as your first security hire,

0:13.0

using AI to get you compliant fast.

0:15.0

For enterprises, it's your AI-powered hub for compliance,

0:18.0

risk and automating workflows.

0:20.0

From startups like Cursor to

0:21.8

enterprises like Snowflake, top companies choose Vantor. Do security and compliance right. Get

0:27.1

started today at Vantor.com.

0:32.9

Happy Cyber Monday to you and welcome to the Clark Howard Show.

0:40.2

You know, our mission is to serve you with advice information that empowers you

0:44.8

so you make better financial decisions in your life.

0:49.4

Hope you had an absolutely fantastic Thanksgiving holiday and spent time with people you love.

0:57.6

Something many of us aren't loving, the cost of homeowners insurance.

1:02.7

But there's something you may be overlooking and you're not going to like it.

1:08.9

You may not have enough homeowners insurance.

1:12.1

I'm going to add to your misery here in a minute.

1:15.7

And also, do you have somebody on your holiday list who has a thing for luxury brands?

1:23.1

Well, I want to tell you how hot it is now to buy luxury items cheap that aren't counterfeits.

1:33.5

I'm going to fill you in on that later.

...

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