It's a minimalist Monday edition of optimal finance daily episode 1193 a bill by bill

guide to saving money on monthly expenses by Vera with money mini blog.com and

welcome back to another Monday edition of optimal finance daily.

My name is Dan.

I'm your host and I'm here every single day reading to you from some of the greatest

personal finance blogs anywhere.

And maybe you haven't checked out our other podcasts yet.

And if that's the case, I'd urge you to do that.

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and it covers minimalism, personal development, and

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one too. Just search for optimal living daily wherever you're hearing this show to find it along with the other

podcasts. But for now let's get right to today's post as we optimize your life. A Bill by Bill by Bill Guide to Saving Money on Monthly Expenses by Vera with

Money-Minog.com. The first of the month is a time that many of us dread.

As our monthly bills need to be paid, our bank accounts drain, and were left scrambling

until the next payday comes around.

Heat, water, electric, and other utilities are all necessities, but that doesn't mean

you need to pay high prices for them. There are a few things you can do to reduce the amount

of money you're spending on your bills. Whether you're living

paycheck to paycheck, hopefully not, or living comfortably, you still want to save

money. To help you lower your monthly costs, we've compiled a bill-by-bill

guide complete with tips on what you can do to put more money in your pocket.

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