119. “He’s not ready for marriage. So why did we buy a house together?”

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.6 • 3.1K Ratings

🗓️ 29 August 2023

⏱️ 79 minutes

🔗️ Recording | iTunes | RSS

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Summary

Candace and Brad are 31 and 33. They’ve been together for five years—buying a home together after just one year of dating. Candace is ready for a wedding, kids, and family life; she’s getting impatient. Make sure you stick around for the absolutely shocking ending to their story. This episode is brought to you by: Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. BetterHelp | Visit https://betterhelp.com/ramit today to get 10% off your first month. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. Links mentioned in this episode • Get Money Coaching with Ramit • Get my New York Times best-selling book • Get my no-numbers journal Connect with Ramit • Get the Podcast Newsletter and exclusive Q&A about the show • Download the Conscious Spending Plan • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

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0:00.0	Recently, I sent out a survey to a bunch of people on my social media asking for your
0:06.2	experience with your financial advisor.
0:08.4	And my team started chatting with a lot of you.
0:10.7	And I cannot believe the stories that I've been getting.
0:13.9	In a few weeks, I'm going to do a deep dive on financial advisors who charge a percentage
0:19.8	based fee in an upcoming episode.
0:22.5	But if you're wondering right now where you can find a financial advisor who charges
0:25.4	a flat fee or an hourly fee versus a percentage, make sure you check out facet.com slash
0:32.5	remete.
0:33.5	A lot of you have heard me talking about if you choose to hire a financial advisor, it's
0:37.5	fine, but do not pay AUM.
0:41.0	If you sign up with facet, they will waive a $250 enrollment fee for anyone who goes
0:45.6	to facet.com slash remete.
0:48.6	Again, that's facet.com slash remete for anyone who's looking for a financial advisor
0:52.8	and does not want to pay a 1% AUM fee.
0:57.4	Sponsored by facet, facet, wealth, ink is an SEC registered investment advisor headquartered
1:01.7	in Baltimore, Maryland.
1:02.7	This is not an offer to sell securities or investment, financial, legal or tax advice.
1:07.1	Pass performance is not a guarantee of future performance terms and conditions apply.
1:12.9	Before we get to the episode today, let's put aside all the long term stuff that you and
1:17.4	I know we should be doing more of calling our mom and dad, going to the gym, flossing.
1:23.8	Okay, yes, we should do all those things, but I want to talk about quick wins.
	...

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