1182: These 4 Mistakes May Be Holding You Back From A Good Credit Score by Michelle Schroeder-Gardner

Optimal Finance Daily - Financial Independence and Money Advice

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Business, Education, Investing, Self-improvement

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🗓️ 4 June 2020

⏱️ 7 minutes

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Summary

Michelle Schroeder-Gardner of Making Sense of Cents shares 4 mistakes that may be holding you back from a good credit score. Episode 1182: These 4 Mistakes May Be Holding You Back From A Good Credit Score by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/09/mistakes-that-may-hold-you-back-from-a-good-credit-score.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is Optimal Finance Daily, episode 1182.
0:04.0	These four mistakes may be holding you back from a good credit score,
0:07.5	by Michelle Schroeder Gardner of Making Sense of Sense.com.
0:11.0	And I'm Dan, I am your host and narrator of some of the best blogs on personal finance.
0:15.8	I'm here every single day reading it to you.
0:18.8	And for more blogs being narrated to you, totally free, check out optimal living daily that podcast covers minimalism
0:24.9	personal development and much more and you can find more articles being narrated
0:29.0	over on that podcast again that is optimal living daily but since you're here let's get right to our post as we start
0:36.0	optimizing your life.
0:40.0	These four mistakes may be holding you back from a good credit score by Michelle Schroeder
0:46.0	Gardner of Making Sense of Sense.com.
0:49.9	Too many people are afraid of their credit scores. Many don't know what their credit score is. Many don't know how to have a good
0:56.0	credit score, and many just have an overall negative attitude about them.
1:00.5	This doesn't have to be true for you though. I believe a credit score can be used to a person's advantage.
1:05.0	A good credit score can help you earn great rewards through credit cards. It can help you get certain jobs.
1:11.0	It can help you buy your dream home and more.
1:13.4	Plus, the great thing is that it doesn't have to be hard to increase your credit score.
1:17.8	However, it can sometimes be easy to ruin your credit score if you're not careful.
1:22.3	Here are four ways you may be preventing
1:24.7	yourself from having a good credit score.
1:27.8	One, you spend too much on your credit cards.
1:31.3	If you have a credit card, you have a credit limit.
	...

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