Hello everyone and welcome to the show coming to you live from the Bob Varley studio in Orlando, Florida. I'm your host Pete Werner joined at the table this week by some special guests.

Always special to have Ms. Denny Sunderly here. Hi there. For those of you who may have been watching our DBC fan channel and on our dining channel a few times, Mr. Ben Maillan who's been doing our some cooking segments for us. We want to talk about that in just a little bit. Of course, lovely and talented dreams unlimited travel agent Ms. Kathy Werling. Hi everybody. And one of my favorite people in the world, honest to God. I love this man. I'm

very proud of you. I'm a great fan to death. You may know him as big fat panda. I also know him as Johnson Kerry joining us here in the studio. I love being here. Thank you. I'm thrilled to have you. And of course our producer back in the production of Mr. Craig Williams. Oh, yeah.

So welcome just a reminder. This show and everything we produce brought to you by dreams unlimited travel.com of which I am one of the owners. If you are enjoying our content, if you like the folks that that are part of my team. Great way to show your support is to book your next Disney world, Disney Land Disney, or Disney cruise line Disney vacation club. Oh, you can book a Disney vacation.

We can book a Disney vacation club. Guaranteed week, but okay, never mind. Disney cruise line over adventures by Disney trip with dreams unlimited travel.com. You get the services of phenomenal agents just like Kathy over here who got some very nice emails about you last week. I meant to forward them to you when I didn't, but I will. So please show your support dreams unlimited travel.com.

And I'm actually going to do a few more plugs I need to do on this show. I try not to do too much of it. But one of our sponsors for our Disney vacation club content is the world of DVC, which consists of DVC resale market.com. If you're interested in buying a DVC resale contract, which I highly recommend.

DVC rental store.com, if you're interested in renting out some DVC points, you can many times save a lot of money renting out points and getting a DVC room versus booking it directly with Disney.

And monarifinancial.com. And that's what I'm going to talk about. I refer to monarif financial lovingly as the crack dealer of the DVC, because they make financing a contract so easy. And they're running a promotion. They've asked me to mention this on this show. They're running a promotion between December 1st and December 21st, where if you refinance your DVC contract. And it doesn't matter.

Where the loan is or if there's a loan at all, you could own it outright. But if you refinance between December 1st and the 21st, you'll get $200 off your closing costs. And this is what was surprising to me. I asked, because I haven't done this particular process with them. And I asked, how long does it take two to four weeks?

And you're already saving money because you're refinancing. Well, you refinance, you can get a lower interest rate. You know, you can lower your payments, but you can do an equity cash out. And in two to four weeks. And I'm like, oh, so conceivably not guaranteed, but conceivably, you could refinance your DVC contract and have the money before Christmas and then tie it up in a bow and hand it to your wife.

Think about that. That works. Here. I'm going to cut out the middleman. Here's the money. Just buy more points. Give her a gift of more points. There you go. There you go. But so I wanted to, I wanted to mention that I also have to talk about our friends at MagicCandleCompany.com. Oh, and that the refinance. I'm sorry. Monero Financial. It's M O N E R A financial.com. There's a.

A refinance quote tool. Can tell you exactly how much money you'll get. But I need to give a shout out to our friends over at MagicCandle. You know, I love them. Right. You know, I love them.

My love for this product has never been higher than it is right now. The Christmas, the Christmas shop candles. First of all, Nobel Prize to him for this candle. It smells exactly like the Christmas shop in Magic Kingdom.

Exactly. And that candle is it. But it's not just that. I've been burning these candles quite a bit.

And when I say that like around the clock, days on end, burning these candles, it's got, I'm like, I'm like, it's like a game now.

Like, okay, I burn this candle like seven times, light it up. Sure enough. Sure enough. So they, you got to, I mean, it's just such a good quality product.

MagicCandleCompany.com. He's got some great Christmas products, holiday products out there. And also, um, Florida and Christmas, I think it is the gingerbread. Yes.

Don't even burning in my well, I've got it on a candle warmer. It's not burning on a candle.

I should not burn candles when I'm not in the room. Generally speaking, that's a good thing. It's a good idea. MagicCandleCompany.com. Disney Info. You'll get 15% off of that.

Okay. I think that's, well, that's all the product I have to push. But I want to remind everybody December 11th, our marathon show. Now, it's not going to be quite the marathon that we've done in the past.

I think how long do we say we're going to go for a great about eight hours? Oh, well, eight to 10. Yeah, we are. Sorry, my mic is coming in real slow here.

Uh, we said eight hours. However, the first schedule you gave me is roughly nine to 10 hours. So let's say we're definitely going eight hours at the very least.

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